Veterans Group Life Insurance (VGLI) is a program of post-separation group term insurance which allows veterans to convert their Servicemembers' Group Life Insurance (SGLI) coverage to renewable term insurance.

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Military and veterans benefits associations offer inexpensive group term life insurance to veterans, active duty military, DOD contractors, reservists, national guard, federal employees, and first responders.

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Individual health insurance is different from group insurance. Group insurance usually refers to the health insurance you receive as an employee from an employer. In this situation, you are part of a group and certificates are issued to each member.r a firm that provides health insurance as a benefit. The group (your fellow employees) you are insured with, as opposed to each individual, contracts with the insurance company. The insurance company issues certificates for each insured group member.

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